Compliance & Ethics

ASIC's Form 511 is a standing form, not a new rule. It requires controllers and liquidators to verify, by signed statement, reports they receive under s430(1), s446C(2) or s475(2) of the Corporations Act 2001, and to lodge that statement within 7 days of receipt. Teams handling insolvency, receivership, or administration matters should confirm their lodgement processes are current. Late lodgement triggers fees, and ASIC may reject a non-compliant form.

OSFI's Office of the Chief Actuary published the 2027 Employment Insurance actuarial report, projecting a 7-year forecast break-even rate of 1.62% for employees (2.27% for employers), down slightly from 1.63% in 2026. Maximum insurable earnings rise 2.8% to CAD $70,800, and the EI Operating Account deficit is forecast at CAD $15.2 Billion. Payroll, HR, and compliance teams at employers must update withholding and premium calculations, and those with qualified wage-loss plans should review the revised premium reductions.

The SEC has adopted amendments to Volume II of the EDGAR Filer Manual and related rules and forms, with EDGAR Release 26.3 deploying on September 14, 2026. Compliance teams responsible for SEC electronic filings should confirm that their filing processes, software, and credentials align with the updated manual so that submissions are not rejected or delayed.

This ECB working paper (No 3279) uses a two-sector open-economy HANK model to show that government spending concentrated in services also lifts goods-sector output, mainly because constrained households spend additional income. It is academic research, not binding regulation, and carries an explicit disclaimer that it does not represent ECB views. Compliance teams should treat it as background context for macro scenario design and not as a source of new obligations.

BaFin issued a public warning on September 14, 2026, that the operator of berlinbank(.)eu is offering banking and cryptocurrency services in Germany without the required authorization. The warning is a reminder that unlicensed activity, impersonation, and online investment fraud remain active threats. Compliance teams should use it to refresh screening, monitoring, and customer-protection controls.

AMLA Executive Board Member Hennie Verbeek-Kusters used the 83rd IBSA General Membership Meeting in Brussels on September 14, 2026 to outline AMLA's priorities for financial intelligence. She emphasized relevant, accurate and timely intelligence, stronger feedback loops across the AML/CFT system, cross-border information-sharing, and new public-private information-sharing mechanisms. Compliance teams should treat this as a signal of supervisory expectations on suspicious activity reporting quality and cooperation.

Premier Payment Solutions Ltd (trading as PPS Money and MTBS), a UK small payment institution, entered voluntary liquidation on September 10, 2026, and joint liquidators from BTG Begbies Traynor have been appointed. Customer funds are not covered by the Financial Services Compensation Scheme (FSCS), and small payment institutions are not required to safeguard funds under the Payment Services Regulations 2017. Compliance teams at firms with exposure to PPS Money, whether as customers, counterparties, or agent networks, should assess their positions promptly.