Risk & Resilience

Europe’s Regulators See Resilience but Rising Risk as Debt, Property & Geopolitics Converge

Norway’s financial system remains resilient heading into 2026, but beneath the strength sit familiar and growing fault lines. That’s what Finanstilsynet’s latest Risk Outlook is telling us, which shows that high household debt, stretched property values, and global instability are still Norway’s biggest vulnerabilities.

DMA Enforcement Prompts Meta to Rethink Ad Targeting for EU Users

‍The European Commission said it has formally acknowledged Meta’s commitment to introduce a clearer, more meaningful decision point for Facebook and Instagram users across the EU. Beginning in January 2026, people will be offered two distinct paths—continue sharing their full data footprint for highly tailored advertising, or opt for a version of the apps that relies on less personal information and delivers more limited ad personalization.

Bank of England Finalizes Updated Climate Risk Expectations For Banks & Insurers

The Bank of England’s Prudential Regulation Authority has issued a refreshed set of expectations for how banks and insurers manage climate-related risks, a big shift from early awareness-building to full integration in risk processes.

EU Strengthens Financial Crime Defenses With High-Risk Country Changes

The European Commission has updated its list of high-risk jurisdictions that pose strategic threats to the integrity of the EU financial system due to shortcomings in anti-money laundering and counter-terrorist financing (AML/CFT) regimes. Bolivia and the British Virgin Islands are the latest to join the list, meaning banks and other EU-regulated entities must apply enhanced vigilance to any dealings connected to those jurisdictions.

Scammers Exploit Southern Phone Weaknesses as Regulator Issues Record Penalty

Southern Phone is facing tough scrutiny after paying US $1,607,600 (AUD 2,500,560) in penalties, the highest fine the Australian Communications and Media Authority has ever issued for this type of failure, for giving scammers an easy path to take over customers’ mobile numbers.

The Impact of Social Media Crises on Brand Equity

Social media crises sparked by negative content, customer complaints, or high-profile scandals can spread almost instantaneously across platforms such as Twitter, Instagram, TikTok, and Facebook. Unlike traditional public relations challenges, these crises escalate at viral speed, reaching millions within hours and leaving little time for brands to respond.

EU Report Calls for Major Push to Finance Climate Resilience as Economic Risks Mount

The European Union must rapidly scale up investment in climate resilience to protect its economy and communities from escalating climate-related threats, according to a new report delivered to Commissioner Wopke Hoekstra on Tuesday.